Unlock cash flow from your unpaid invoices

Invoice Finance

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How Invoice Finance Supports Your Business

Invoice finance offers businesses a valuable means of accessing funds that would typically remain tied up in outstanding invoices, which can often create cash flow challenges. By leveraging the value of these invoices before they are paid by clients, companies can ensure they have the necessary capital on hand to meet immediate financial obligations, invest in growth opportunities, or manage operational expenses more effectively.


This financial solution can be particularly beneficial for businesses experiencing rapid growth or those that operate in industries with longer payment cycles, allowing them to maintain stability and enhance their overall financial flexibility.

Types of Invoice Finance

Invoice Factoring 

Invoice Factoring is a financial solution that allows businesses to improve their cash flow by selling their unpaid invoices to a finance provider. In this arrangement, the finance provider takes on the responsibility of managing collections on your behalf. This means they handle all aspects of the collection process, from sending reminders to contacting customers, allowing you to focus more on running your business without the stress of chasing payments. By utilizing invoice factoring, you can streamline operations, reduce administrative burdens, and access funds more quickly, ultimately enhancing your overall financial stability.



Invoice Discounting

Invoice Discounting allows you to maintain control over your collections, giving you the freedom and flexibility to manage your business’s cash flow effectively. With this financial solution, funding is provided against your invoices, enabling you to access working capital more quickly. This means you can utilize your outstanding invoices to secure immediate funds without relinquishing control to a third party, allowing you to focus on growing your business while ensuring your liquidity remains intact.

Selective Invoice Finance

Selective invoice finance allows businesses to pick and choose specific invoices they wish to fund, providing them with a greater level of control over their cash flow management. This approach enables companies to access flexible financing options, ensuring they can obtain the necessary funds only when needed. By leveraging this tailored funding solution, businesses can meet their financial obligations and invest in growth opportunities without being tied down by rigid financing arrangements.

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Frequently Asked Questions about Invoice Finance

At Aviella Commercial Finance, we understand that navigating the world of finance can be complex. Our FAQ section aims to clarify common queries regarding invoice finance, helping you make informed decisions for your business.

  • What is Invoice Finance?

    Invoice finance is a financial solution that allows businesses to access funds against their outstanding invoices. This helps improve cash flow and provides immediate working capital.

  • How does Invoice Finance work?

    With invoice finance, businesses can sell their unpaid invoices to a finance provider, receiving a percentage of the invoice value upfront. Once the customer pays the invoice, the remaining balance is released, minus a fee.

  • What are the benefits of Invoice Finance?

    The main benefits include improved cash flow, flexibility in funding, and the ability to focus on growth without waiting for customer payments. It also helps businesses manage their finances more effectively.

  • Is Invoice Finance suitable for all businesses?

    Invoice finance can be beneficial for a wide range of businesses, particularly those with long payment terms or fluctuating cash flow. However, it's essential to assess your specific needs and circumstances.

  • How quickly can I access funds?

    Funds can typically be accessed within 24 to 48 hours after submitting your invoices, providing a quick solution to cash flow challenges.